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Bridge, Europe's leading Open-Banking platform, earns its first badge towards its Net Zero trajectory!

Bridge carries out its carbon footprint with Greenly!

Bridge - Carbon Footprint Greenly

With Greenly, we support the energy transition and will be able to monitor our carbon emissions by integrating our own technology, enriched by the impact measurement developed by Greenly.

<h2>Background & Objectives 🔍</h2><p>Bridge enables payments to be initiated, aggregated, standardised and enriched with financial data in a secure manner. In short, Bridge is developing with its customers a new financial ecosystem in Europe: more open, more innovative and more efficient. Connected to more than 200 financial institutions in Europe, Bridge has been successfully serving the Bankin' application since 2011 and its 5.3 million individual and business users, making its algorithms and payment services among the best performing on the market. It is a very simple solution to integrate and meets all banking security standards</p><div class="container_img"><img src="https://uploads-ssl.webflow.com/6232f79b68d15d3d9b69c096/62399af4bbd6e28fc1524b3f_61faabbb8f7176e057620d40_jason-goodman-6awfTPLGaCE-unsplash-p-1600%20(1).jpg" loading="lazy" /></div><h2>ITV - Why did you carry out a GHG assessment? 🤔</h2><p>The energy transition is a major issue that we have wanted to get involved in for some time. As a company, we wanted to take a stand and be a player in this commitment by reducing our carbon footprint. Of course, our business is 100% digital, but we wanted to take a big step towards the energy transition by choosing a low-carbon strategy</p><h2><strong>Why Greenly? 🌱</strong></h2><p>Bridge chose Greenly to make its greenhouse gas emissions assessment easy. In addition, thanks to Greenly, Bridge joins the Climate Act, alongside nearly 200 tech nuggets, which are committed to the energy transition.</p><p>We are working in partnership with Greenly and we are making our open banking technology available to consolidate and enrich the measurement of the energy impact of French and European companies. For companies wishing to measure their carbon impact, the process will be simple. In addition to the accounting export files, this company will be able to synchronise its bank accounts in a secure way, thanks to Bridge Aggregation via an optimised, secure and DSP2 certified path.</p><p>Greenly will then be able to process this bank data to measure the carbon impact of each transaction. It's an automatic and extremely easy process that allows Greenly to provide a simple login experience for businesses.</p><p>With Greenly, we support the energy transition and will be able to track our carbon emissions by integrating our own technology, enhanced with the impact measurement developed by Greenly. We are committed to and actively support the ecological awareness of companies.</p><p>‍</p><h2>Bridge wants to reduce its emissions 📉</h2><p>We want to strengthen our partnership by continuing to make our technology available to Greenly. We are continually improving our technologies and algorithms and we want them to contribute to the environmental awareness of companies. As we improve our products, we will make them directly available to Greenly to actively participate in the energy transition. Internally, we also train and educate our employees on carbon emissions through interactive quizzes and challenges.</p><div class="container_img"><img src="https://uploads-ssl.webflow.com/6232f79b68d15d3d9b69c096/62399b42533d536b38367560_61faab38086a375c8c30c573_jeremy-cai-ucYWe5mzTMU-unsplash-p-1600.jpg" loading="lazy" /></div><h2></h2><div class="container_img"><img src="" loading="lazy" /></div><h2></h2>

BNP Paribas has teamed up with Greenly to help individuals estimate their personal carbon footprint. In a simple, concrete and fun way, they now become aware of their impact on the environment and have the keys to reducing their emissions.

How BNP Paribas engages its clients in the transition with Greenly

BNP - Carbon Footprint Greenly

Director of Client Commitment at BNP Paribas

We are very pleased to have formed a partnership with one of our most successful impact startups. We were seduced by Greenly's participatory and transparent approach, which allows us to help our clients estimate their emissions ever more finely.

<h2>ITV - Our approach is educational and progressive. This is just a first step.</h2><p>Being aware of your impact is a key step to success. That's why we have developed a CO2 impact estimator for our customers, with our partner Greenly, for everyday expenses. In addition to managing their budget from their app, our <a href="https://www.linkedin.com/company/bnp-paribas/">BNP Paribas</a> and <a href="https://www.linkedin.com/company/hello-bank-/">Hello bank!</a> customers can now also track the carbon impact of their spending and find ways to reduce it.</p><div class="container_img"><img src="https://uploads-ssl.webflow.com/6232f79b68d15d3d9b69c096/62399f99f23cdf0f38fbc1d8_61faa893bcb03d18f63fae71_floriane-vita-FyD3OWBuXnY-unsplash-p-1080.jpg" loading="lazy" /></div><h2>ITV - Functionality directly in your BNP and Hello Bank services</h2><p>The My Carbon Footprint feature is accessible from <a href="https://mabanque.bnpparibas/fr/ma-banque-et-moi/nos-applications/mobile">the My Accounts application</a>. Log in to the application and find the My Carbon Footprint feature in the menu.<br></p><p>If the feature does not appear, update the My Accounts application from the Play Store on Android or the Apple Store on IOS.<br>To use the My Carbon Footprint feature you must have activated the categorisation of your transactions. If it is deactivated, activate it from your Client Area on the mabanque.bnpparibas website.</p><h2>Your questions about the My Carbon Footprint tool: Carbon Footprint, why is it important to reduce it?</h2><p>Without a reduction in greenhouse gas (GHG) emissions from human activity, the average global surface temperature would rise by 2°C to 3.5°C by 2100, according to projections by the IPCC (Intergovernmental Panel on Climate Change). This global warming suggests an increase in the number of extreme weather events, in particular droughts, rising oceans and ocean acidification, with many negative consequences for human health and development.In 2016, the countries that signed the Paris Agreement agreed to limit their CO2 emissions to keep warming below 2°C. They committed to reducing the share of fossil fuels in production, and set an emissions target of about 2 tonnes of CO2 per year per capita. In 2018, the average carbon footprint of a French person was 11.2 t CO2eq per year. In addition to structural efforts to change our production patterns and have a positive impact on the environment, the commitment of individuals to decarbonising their consumption and lifestyle is essential to achieving these reduction targets.</p><div class="container_img"><img src="https://uploads-ssl.webflow.com/6232f79b68d15d3d9b69c096/62399f9df582902e618d1362_61faa8a367ac21aba592d149_guy-bowden-lVDnLUACI18-unsplash-p-1080.jpg" loading="lazy" /></div><h2>How is my carbon footprint estimated?</h2><p>Your carbon footprint is estimated by calculating the associated greenhouse gas (GHG) emissions for each of your expenses (bank transactions recorded on your deposit account). The name of the transaction is used to categorise the expense and thus determine the type of shopping basket, product or service associated with it. A coefficient, specific to each purchase category or supplier, is applied to the amount of the expenditure. These coefficients, called "monetary emission factors", are used to convert euros into kg of CO2. Provided by the Greenly Participatory Carbon Benchmark, they correspond to the ratio of the emissions of a product or service to the price. They can also be calculated by taking the ratio of a sector's emissions to its turnover.<br></p><p>The estimation of your carbon footprint is accurate for expenditure on sectors whose products are homogeneous in terms of carbon intensity. These include:<br><strong>- transport (petrol),</strong><br><strong>- housing (electricity, gas, water</strong>, etc.)<br><strong>, - everyday services (Internet, telephone subscription),</strong><br><strong>- shopping baskets made up of similar products</strong>.<br><br>Conversely, the estimate is less accurate for sectors of activity where banking transactions refer to purchases made from heterogeneous product categories, such as food (meat and/or vegetables) or transport (aeroplane, train, etc.). <a href="https://mabanque.bnpparibas/fr/vos-besoins/vos-projets/transition-energetique-et-ecologique">BNP Paribas</a> is working to improve the way it takes into account individual behaviour and to refine these categories so that you can estimate your carbon footprint ever more accurately.</p><div class="container_img"><img src="https://uploads-ssl.webflow.com/6232f79b68d15d3d9b69c096/62399fa0b2ec3f2fe1089bfc_61faa8b16d5cb40b80fbcb41_ash-from-modern-afflatus-NQ6Lh81BTRs-unsplash-p-2600.jpg" loading="lazy" /></div><h2>How can I refine my carbon footprint estimate?</h2><p>It is possible to refine the estimate for certain categories of expenditure, in particular food and transport, by analysing the nature of your expenditure in more detail. Your eating habits have an impact on your carbon footprint estimate. The carbon footprint of your food is calculated on the basis of an average meal. To obtain a more accurate estimate, you can multiply the results obtained using the "My Carbon Footprint" estimator available on your My Accounts application (section...) by one of the following coefficients.<br></p><p>For your supermarket purchases (category "Food, supermarket"):<br><strong>- Vegetarian diet: 0.39</strong><br><strong>- Flexitarian diet: 0.79</strong><br><strong>- Red meat diet: 2.4</strong><br><br>For your restaurant expenditure (category "Restaurants, bars"):<br><strong>- Vegetarian diet: 0.13</strong><br><strong>- Flexitarian diet: 0.26</strong><br><br>To refine the estimate of the carbon footprint of your transport expenditure, you can calculate the emissions of your air travel and train travel separately by multiplying the amount of the expenditure by one of the following factors depending on the mode of transport used:<br><strong>- For a train journey: 0.0331</strong><br><strong>- For a plane journey: 1.695</strong></p><p>‍</p>

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Kard - Carbon Footprint Greenly

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RCI - Carbon Footprint Greenly

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